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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

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All agents are NOT alike! I am a top real estate expert in the Richmond, Virginia area. Call me at 800-448-3287 or use the Contact link above.


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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm) Ellen Clark, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ellen Clark, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome To My Home Town! Here You Will Find All the Necessary Real Estate & Community Information on Richmond, Virginia and the Surrounding Communities including Chesterfield, Midlothian and Glen Allen. 

Looking for homes? Our state-of-the-art IDX service makes all homes from all companies and agents in the Multiple Listing Service available to view! Search everything the web has to offer at this site! Don't Miss The Ellen Clark Team Feature Homes! 

The Ellen Clark Team wants to be YOUR Realtor. As your trusted, professional real estate agent, we will help you find the best homes in your area within your price range. Together, we will sell your home for as much as the market will bear and as quickly as possible! 

Buying and selling a home is one of the biggest events in your life. Please let us help. Call us at 804-794-2150 or 800-448-3287! 

Need local real estate information? We've summarized much of what is important about the communities in Richmond, Chesterfield, Midlothian and Glen Allen, and all of the other surrounding areas. 

Need personal help and expert advice? A web site cannot take the place of a Professional Realtor in the Richmond, Virginia area. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact The Ellen Clark Team with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtor. As your trusted, professional real estate agent, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

 




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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What is one of the most common ways for making the interior of a home more appealing to buyers?

A 
Repainting walls with light, neutral colors makes it easier for a buyer to visualize how the home will look with their possessions.
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ellen Clark
Re/Max Commonwealth

1231 Alverser Drive
Midlothian, VA. 23113
Toll Free: 800-448-3287
Office: 804-794-2150
Pager: 804-794-2150
Fax: 804-739-3375
Email: ellen@ellenclark.com

Ellen Clark has Twenty years experience in Real Estate industry. She has been a Top Producer since 1996. Ellen Clark is a professional who enjoys what she does. As she says, "I love what I do and hope that is reflected in my work. I am sincerely committed to serving my clients and making their needs a priority. It gives me enormous satisfaction to help people make such an important decision."

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