Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond real estate and homes for sale in Virginia - Ellen Clark, REALTOR® Ellen Clark REALTOR(r) for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond, Virginia real estate
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home listings, property and land for sale - Best Image Agent(s)



I am a top real estate expert in the Metro Richmond, Virginia area. Call me at 800-448-3287 if we can be of help to you.


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Mortgage Prequalification: Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home buying, real estate listings, and homes for sale in Chesterfield                   County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember, I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone other than my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Richmond Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Investment Real Estate >Location And Value

One of the most important factors that affect the value of property is obviously location. Wise investment philosophy suggests that you invest in a sound property in a more modest area that will increase in value in the future. Buying into an area that is being gentrified, or that is otherwise coming back, is one way to do this.
Timing is everything, however! Most investors don't want to risk too much by being a pioneer, but want to get involved early enough so that there is still considerable room for appreciation in value. Being a pioneer is fine if you are a risk-taker with a lot of patience and cash is not the primary issue. Otherwise, it is safer to buy into an area after the restoration trend is unmistakably established.

Neighborhoods that are ripe for restoration have some common characteristics. They are next to a prestigious area or in a good walk-to-work location and have houses that are basically in good condition or "fixer-uppers" with realistic price tags.

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Real Estate Trivia
Q 
What four states in the Southwest are noted for having boundaries that touch.

A 
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries.
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home listings, property and land for sale - Best Image Agent(s)

Ellen Clark
Re/Max Commonwealth

1231 Alverser Drive
Midlothian, VA. 23113
Toll Free: 800-448-3287
Office: 804-794-2150
Pager: 804-794-2150
Fax: 804-739-3375
Email: ellen@ellenclark.com

Ellen Clark has Twenty years experience in Real Estate industry. She has been a Top Producer since 1996. Ellen Clark is a professional who enjoys what she does. As she says, "I love what I do and hope that is reflected in my work. I am sincerely committed to serving my clients and making their needs a priority. It gives me enormous satisfaction to help people make such an important decision."

ABR CRS ePro Equal Housing GRI MLS REALTOR wcr


The Ellen Clark Team
RE/MAX Commonwealth real estate and homes for sale in Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia

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