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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-448-3287.


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Mortgage Prequalification: Richmond Virginia home buying, real estate listings, and homes for sale in Chesterfield                   County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember, I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone other than my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Richmond Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Pricing >Comparables

To take much of the guesswork out of your consideration about whether a particular property is a good investment, you can check on the actual selling price of similar homes in the neighborhood.

Some sales information, such as the selling price, the financing terms, and the transaction dates, is public information. Your real estate agent will have record of all recent sales. You can find out how properties have been appreciating, based on actual sales, rather than from the neighbors (they could be wrong!). Driving by comparable homes can give you an idea about how they compare with the property you are considering. Your real estate agent may have seen these homes and can give you additional information to help you make a decision.

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Real Estate Trivia
Q 
What home is the best example of colonial architecture in homes designed to "grow" as the family grew?

A 
The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ellen Clark
Re/Max Commonwealth Group

1520 Huguenot Road Suite #110
Midlothian, VA. 23113
Toll Free: 800-448-3287
Office: 804-794-2150
Pager: 804-794-2150
Fax: 804-739-3375
Email: ellen@ellenclark.com

Ellen Clark has Twenty years experience in Real Estate industry. She has been a Top Producer since 1996. Ellen Clark is a professional who enjoys what she does. As she says, "I love what I do and hope that is reflected in my work. I am sincerely committed to serving my clients and making their needs a priority. It gives me enormous satisfaction to help people make such an important decision."

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