Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond real estate and homes for sale in Virginia - Ellen Clark, REALTOR® Ellen Clark REALTOR(r) for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond, Virginia real estate - NUMBER1EXPERT™ Ellen Clark NUMBER1EXPERT(tm) for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond, Virginia real estate
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



All agents are NOT alike! I am a top real estate expert in the Richmond, Virginia area. Call me at 800-448-3287 or use the Contact link above.


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First Time Homebuyers: Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home buying, real estate listings, and homes for sale in Chesterfield                   County, VA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose A Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Richmond real estate expert, it's my job to guide you from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Remodeling and Renovations >Water Problems

Sometimes there are defects in a house that the homeowners no longer notice, such as small leaks in the roof or a basement that only gets damp when it rains. When the house is on the market, they don't have a real sense of urgency about having such defects repaired. The real estate agent feels quite differently, however.

When buyers are deciding which houses deserve serious consideration, any kind of water problem may appear to be much more detrimental than it really is. The sellers may regard a damp basement as simply a sign that it's time to clean the gutters or check the soil buildup around the house or a leaking roof as a call for new flashing. But to someone who has never owned a home, these defects can be taken as signs that the house may not fulfill their primary need for shelter from "the elements." Renters may be perfectly willing to live in a home with minor water problems, but buyers are likely to pass up the same house if they think it won't keep them perfectly dry.

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Real Estate Trivia
Q 
Where will you find the world's most unusual golf course?

A 
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ellen Clark
Re/Max Commonwealth

1231 Alverser Drive
Midlothian, VA. 23113
Toll Free: 800-448-3287
Office: 804-794-2150
Pager: 804-794-2150
Fax: 804-739-3375
Email: ellen@ellenclark.com

Ellen Clark has Twenty years experience in Real Estate industry. She has been a Top Producer since 1996. Ellen Clark is a professional who enjoys what she does. As she says, "I love what I do and hope that is reflected in my work. I am sincerely committed to serving my clients and making their needs a priority. It gives me enormous satisfaction to help people make such an important decision."

ABR CRS ePro Equal Housing GRI MLS REALTOR wcr


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