Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond real estate and homes for sale in Virginia - Ellen Clark, REALTOR® Ellen Clark REALTOR(r) for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond, Virginia real estate - NUMBER1EXPERT™ Ellen Clark NUMBER1EXPERT(tm) for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond, Virginia real estate
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



All agents are NOT alike! I am a top real estate expert in the Richmond, Virginia area. Call me at 800-448-3287 or use the Contact link above.


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Ellen Clark is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home buying, real estate listings, and homes for sale in Chesterfield                   County, VA
Welcome > For Buyers > Why Buyers Choose Me ...

Buying A Home Requires Many Difficult Decisions. Make Sure Your Realtor Is A Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Richmond area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available in the Richmond market, even listings not yet on the MLS, through my professional Virginia real estate affiliations. 

- My expert local knowledge of the Richmond area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities, which can vary greatly, even from one neighborhood to the next. Richmond is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in together, and prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Richmond area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What time of year is considered the busiest for homebuyers and sellers?

A 
Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.
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Ellen Clark, REALTORŪ, real estate agent and broker for Richmond, Midlothian, Glen Allen, Powhatan and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ellen Clark
Re/Max Commonwealth

1231 Alverser Drive
Midlothian, VA. 23113
Toll Free: 800-448-3287
Office: 804-794-2150
Pager: 804-794-2150
Fax: 804-739-3375
Email: ellen@ellenclark.com

Ellen Clark has Twenty years experience in Real Estate industry. She has been a Top Producer since 1996. Ellen Clark is a professional who enjoys what she does. As she says, "I love what I do and hope that is reflected in my work. I am sincerely committed to serving my clients and making their needs a priority. It gives me enormous satisfaction to help people make such an important decision."

ABR CRS ePro Equal Housing GRI MLS REALTOR wcr


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